With people facing higher bills for household fuel, food, petrol and more due to the Cost of Living crisis, Sefton Council is urging people to resist the temptation to turn to loan sharks.
Recently there have been a number of press reports of desperate households facing the effects of cost-of-living rises being trapped by unscrupulous and unlicensed lenders providing loans with interest rates at astronomical levels.
Today, loan sharks often use social media platforms, such as Facebook, Instagram and Snapchat, to advertise their illegal loans and target potential victims. Initially their offers can seem an attractive short-term fix.
However, seemingly attractive loans can quickly end in intimidation, threats and violence to enforce repayment and borrowers trapped in a spiral of debt.
Cllr Trish Hardy, Sefton Council’s Cabinet Member for Communities and Housing, said:
“People across our borough are being faced with soaring costs and so far are seeing no signs of any solutions being offered nationally.
“At times like this we tend to see an upsurge in the activities of loan sharks preying on vulnerable families facing hard decisions over their finances.
“They make it sound like they want to help but they do not have their victims’ best interests at heart. In fact, they are actively looking to trap struggling families into sky-rocketing debts backed up with threats, intimidation and violence as they demand payment.
“Sefton Council can help people who are in financial difficulty and the sooner they contact us the greater the chance that we can work with them to find workable solutions.”
The Sefton Support Hub at www.sefton.gov.uk/seftonsupporthub is a digital One Stop Shop where the Borough’s residents can find help, advice and guidance, as well as financial and social support.
Recently the Government announced it will be extending the Household Support Fund. People can access this through Sefton’s Emergency Limited Assistance Scheme (ELAS), the Affordable Warmth service and through vouchers.
The Council also allocates funding to schools to support pupils receiving free school meals.
Sefton residents who don’t have Internet access can contact the Council’s Contact Centre on 0345 140 0845 (Monday to Friday, 8am to 6pm).
The Council’s Invest Sefton, Homeless Prevention and Early Help services can also provide support. And advice about benefits is at www.sefton.gov.uk/welfare-rights-team
Do you have a story for Stand Up For Southport? Please message Andrew Brown via Facebook here or email me at: mediaandrewbrown@gmail.com
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One thing I have actually noticed is that there are plenty of fallacies regarding the finance institutions intentions while talking about foreclosures. One fantasy in particular is the bank wants your house. The lending company wants your cash, not your own home. They want the cash they lent you with interest. Staying away from the bank will still only draw some sort of foreclosed conclusion. Thanks for your post.
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Güvenilir bir danışman için medyum nasip hocayı seçin en iyi medyum hocalardan bir tanesidir.
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Güvenilir bir danışman için medyum nasip hocayı seçin en iyi medyum hocalardan bir tanesidir.
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Güvenilir bir danışman için medyum nasip hocayı seçin en iyi medyum hocalardan bir tanesidir.
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Güvenilir bir danışman için medyum haluk hocayı seçin en iyi medyum hocalardan bir tanesidir.
Güvenilir bir danışman için medyum haluk hocayı seçin en iyi medyum hocalardan bir tanesidir.
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